commit 7736cf5a5b23a60ff96246717cca5223c1f330bc Author: percyosullivan Date: Tue May 12 11:30:04 2026 -0400 Add Jody R King, JD, CPA Director of Wealth Planning diff --git a/Jody-R--King%2C-JD%2C-CPA-Director-of-Wealth-Planning.md b/Jody-R--King%2C-JD%2C-CPA-Director-of-Wealth-Planning.md new file mode 100644 index 0000000..dcc78e8 --- /dev/null +++ b/Jody-R--King%2C-JD%2C-CPA-Director-of-Wealth-Planning.md @@ -0,0 +1,29 @@ +After you pass away, the assets in the trust go directly to your chosen beneficiaries. We've also thoroughly tested the best online will makers that allow you to create a will from the comfort financial advisor Valencia of home. That’s why we’ve created a free estate planning checklist covering the basics. Having things in writing also can help keep taxes lower and ensure health care wishes are carried ou + + +Rising taxes may be a concern for anyone — especially for individuals approaching retirement. Diversifying your retirement assets among a variety of vehicles may offer you the best chance of meeting your retirement income goals. Estate and enhanced legacy planning involves transferring and distributing assets efficiently and according to your wishes both prior to and at the end of life. +The 70-80% ru + + +"From the start, they demonstrated a high level of professionalism and deep knowledge of investments, retirement planning, and tax-efficient strategies. Coordination-focused planning that helps align financial strategies with [financial advisor Valencia](https://camulivingtrust.com/) estate considerations, beneficiary designations, and legacy goals, in collaboration with other professionals where appropriate. Our Valencia office invites you to visit and meet our financial advisors to see what our full-service team can provide. The EP Wealth team in Valencia believes that financial advice should be tailored to each client’s unique situation and goals. + Tax Planni + + +As your clients develop an estate plan, they will inevitably encounter tax consequences. Many clients will require sophisticated and highly customized guidance to navigate the rules of wealth transfer. This assessment can affirm the ability of clients and their partners to respond to emergencies or can reveal gaps in their preparedness that you can help them address. In the event of emergency, it serves as a quick-reference guide for clients' loved ones or other survivors. While the goal of each meeting is to facilitate collaborative discussion and come to a mutual understanding and consensus, each meeting should be shaped to the needs of your client’s family. Structured meetings can help you open a dialogue about important issues, strengthen family harmony and trust, and educate and prepare your client’s heirs for future responsibilities. + Why a Financial Planner is a Key Player in the Estate Planning Proce + + +You may want to utilize one or a combination of these strategies to meet your retirement income needs. "What you pay for a REIT or the price you receive when you sell a REIT may be affected by outside factors that affect the broader investment environment." Publicly traded REITs are listed on major stock exchanges, so you can buy and sell this type of REIT as easily as you can trade stocks. Companies typically pay dividends on a quarterly basi + + +We can also help you plan financially for the unexpected should you be unable to make financial and medical decisions for yourself. Estate planning is all about leaving the financial legacy you want to those that are most important to yo + + Make a Living Will and Health Care Power of Attorney. +It explains what you want to happen to your money, property, and personal belongings after you die. Your estate plan should include instructions for final arrangements that reflect your personal values and preferences. Emily Guy Birken is a former educator, lifelong money nerd and a Plutus Award-winning freelance writer who specializes in personal finance and behavioral science. In some cases, it can take a long time and be costly, but a well-crafted estate plan (including updated beneficiaries and trusts) can minimize how much of your estate goes through probate. This makes it essential to regularly update beneficiaries after major life changes like marriage, divorce or loss of a loved one. +These individuals can legally serve in roles where a family member or friend may not be the right fit. Both ensure that your medical care aligns with your financial advisor Valencia values and relieves loved ones from making difficult decisions under stress. "It gives clarity about who can make essential decisions on your behalf if you can’t." + Step 7: Find an estate planning professional +After a person's death, the box is typically sealed by the bank until the executor or administrator of the estate is granted access, which can cause unnecessary delays for beneficiaries. Understanding estate taxes — also known as "death taxes" or "inheritance taxes" — is essential for minimizing the taxes on your estate and maximizing the amount that goes to your beneficiaries. And as you’re thinking about it, it’s important to review and update your named beneficiaries on accounts like retirement plans and insurance policies to ensure they align with your overall estate plan. + Step 4: Designate an executor, beneficiaries, and truste + + +Please consult with a qualified professional for these types of advice. BlackRock does not render any legal, tax or accounting advice and the education and information contained in this material should not be construed as such. When compared to a standard retirement portfolio of 60% fixed income and 40% equities. Please review such financial advisor Valencia policies and notices on the third-party website. By leaving BlackRock’s website, you will be subject to the third-party website’s terms, policies and/or notices, including those related to privacy and security, as applicabl \ No newline at end of file